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Your questions about liability insurance, answered


What you need to know to protect your personal and practice assets.

Asset protection for physicians always includes liability insurance. Using insurance the right way - and knowing the conditions and exclusions of your policy - can be complicated.Nothing replaces an experienced, multiline liability insurance agent to answer questions and make sure you have the right tools. As such, I turned to David Moore of Shepherd insurance in Scottsdale, Ariz. Moore has decades of high-level experience in advising businesses and their owners around the country, including many of my own clients.Here are his answers to eight of the most common questions physicians ask about their personal and business insurance coverage.Disclaimer: Please remember that nothing in this article is meant as legal or insurance advice. Know the details of your policy and your specific circumstances. Please consult your attorney or insurance broker with specific questions.Ike Devji, JD, has practiced law exclusively in the areas of asset protection, risk management and wealth preservation for the last 16 years. He helps protect a national client base with more than $5 billion in personal assets, including several thousand physicians. He is a contributing author to multiple books for physicians and a frequent medical conference speaker and CME presenter. Learn more at www.ProAssetProtection.com.  

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